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Profile photo of a State Farm Agent named: Toni Ward

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State Farm® Insurance Agent

Toni Ward

429 North Longstreet Street
Kingstree, SC 29556-3335

Profile photo of a State Farm Agent named: Toni Ward

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
9am - 1pm
9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


429 North Longstreet Street
Kingstree, SC 29556-3335



I became a State Farm Agent because I believe in the importance of the little things; the details that truly matter. It's my desire to assist my friends and neighbors not only with their insurance needs but with all the small aspects that help their lives go right. Over 30 years ago, this calling brought me to Kingstree, and it continues to keep me here every day, dedicated to helping my customers and community embrace the joys of our small southern town lifestyle while also providing access to the wide range of insurance and financial resources found in larger cities.

My team and I prioritize offering options tailored to the specific needs of our community. When someone thinks of auto insurance, home insurance, or life insurance for their family, we want Toni Ward State Farm to immediately come to mind. Our goal is to be a valuable resource, consistently providing insurance products and financial services that align with their needs, budget, and dreams. With over 75 years of combined insurance experience, my team stands ready to serve our policyholders day in and day out, always maintaining a high level of professionalism and efficiency.

We take great pride in being an integral part of this community. We not only work here but also live here as your friends and neighbors. Our love for Kingstree is evident in our active involvement in various community initiatives. You'll find us volunteering in schools, supporting our elderly population, kayaking in the Black River, participating in community clean-up efforts, playing softball, and engaging in positive interactions within our community.

At Toni Ward State Farm, we can assist you with all your insurance needs, including auto insurance, home insurance, business insurance, life insurance, health insurance, flood and earthquake insurance, and financial services.

Stop by our office and say "Hi." We would be delighted to meet you!

Awards and Community Involvement:

  • Past President and officer of the Kingstree Rotary Club

  • Past Area Commissioner at Williamsburg Technical College

  • Member of the Williamsburg Chamber of Commerce

  • Past Chair of the Kingstree Architectural Review Board

  • State Farm ADP graduate, Life Qualifier, and Crystal Excellence Qualifier.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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We’re here to help you enjoy the sunshine, shelter you when it rains, and provide remarkable service every day! You put your trust in us to help guide you through life’s biggest moments. We strive to repay that trust with the lasting relationships we build together.

The Toni Ward State Farm Team brings over 75 years of insurance experience to the table every day. Along with that experience, our team brings a compassionate and caring spirit that is second to none. Couple that with professionalism and attention to detail and you have a winning formula for taking care of business while building relationships that last.

Natalie Lamb State Farm Agent Team Member

Natalie Lamb

Office Representative

Natalie brings a fresh perspective to the Toni Ward team as our newest member. With her dedication to assisting State Farm customers and her thirst for knowledge, she always keeps busy. Natalie's friendly smile and soothing voice warmly welcome our customers, whether they reach out to us over the phone or visit our office. A tech-savvy individual, she excels in navigating the world of technology. Natalie holds a deep love for her community, cherishes her church, and treasures moments spent with her family. Additionally, she is known as the office "foodie," offering top-notch dining recommendations no matter where your destination lies.

Kam Freeman State Farm Agent Team Member

Kam Freeman

Office Representative

Kam Freeman is one of the newest members of the Toni Ward office. He's a recent graduate of the University of South Carolina. He's excited to be able to provide customers with the best options for all of their insurance needs. When Kam isn't working, you will find him enjoying the outdoors. He loves spending time with his two Golden Retrievers, hunting, and he's an avid angler. Kam looks forward to serving his hometown community with exceptional service and creating lasting relationships.

Alyssa Elliott

Office Representative

Layna Ward State Farm Agent Team Member

Layna Ward

Office Representative

Layna is the point person in our office when it comes to addressing customer inquiries regarding billing, service concerns, and auto and fire insurance. With over 12 years of valuable experience on our team, Layna brings a ray of positivity and warmth to everyone she interacts with throughout the day. She embodies the spirit of a beach lover, excels in the art of Italian cooking, and holds family at the center of her world. Layna's friendly nature ensures that she never meets a stranger, making her an invaluable asset to our team.