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Profile photo of a State Farm Agent named: Toni Ward

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State Farm® Insurance Agent

Toni Ward

429 North Longstreet Street
Kingstree, SC 29556-3335

Profile photo of a State Farm Agent named: Toni Ward

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
9am - 1pm
9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


429 North Longstreet Street
Kingstree, SC 29556-3335



It's the little things; details matter. That's why I chose to become a State Farm Agent. I wanted to be able to help my friends and neighbors with not only their insurance but with all the little things that help their life go right. It brought me to Kingstree over 25 years ago and keeps me here every day - helping my customers and community enjoy our small southern town way of life while still having every insurance and financial resource available in a big city.

Providing my community with insurance options geared to their specific needs is important to me and my team. When someone thinks auto insurance or home insurance or life insurance for their family, we want Toni Ward State Farm to immediately come to mind. Our goal is that we are always a valuable resource offering insurance products and financial services that fit their needs, their budget, and their dreams. My team and I have over 75 years of insurance experience and stands ready to deliver to our policyholders every day - professionally and efficiently.

Our team also takes great pride in being a part of this community. We live here, we work here - we are your friends and neighbors. We love Kingstree and enjoy all it has to offer. You will find us everywhere - volunteering in the schools, supporting our elderly, kayaking in the Black River, picking up litter, playing softball, and most importantly interacting in a positive way within our community.

We can help you with all your insurance needs including Auto Insurance, Home Insurance and Business Insurance | Life Insurance and Health Insurance | Flood and Earthquake Insurance | Financial Services.

Stop by and say "Hi." We'd love to meet you!

Awards and Community Involvement:

Past President and officer Kingstree Rotary Club; Past Area Commissioner Williamsburg Technical College; Williamsburg Chamber of Commerce member: Past Chair Kingstree Architectual Review Board; State Farm ADP graduate, Life Qualifier, and Crystal Excellence Qualifier.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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We’re here to help you enjoy the sunshine, shelter you when it rains, and provide remarkable service every day! You put your trust in us to help guide you through life’s biggest moments. We strive to repay that trust with the lasting relationships we build together.

The Toni Ward State Farm Team brings over 75 years of insurance experience to the table every day. Along with that experience, our team brings a compassionate and caring spirit that is second to none. Couple that with professionalism and attention to detail and you have a winning formula for taking care of business while building relationships that last.

Berte Brown State Farm Agent Team Member

Berte Brown

Office Manager

With over 24 years of experience in our office, Berte can help you with any of your insurance needs. As our office manager, Berte assists with problem solving and administrative duties as well as handling all lines of insurance and financial services. She's a Kingstree Native, a graduate of Francis Marion University, a Gamecock Fan, and an avid outdoor person.

Crystal Wall State Farm Agent Team Member

Crystal Wall

Office Representative

Crystal has been a team member in our office for over 12 years, and is able to assist our customers with all lines of insurance, especially flood insurance and business insurance. She plays an active role in helping us keep up with technology changes that in turn help serve our customers. In addition to being a Gamecock fan, she enjoys spending time with family. Let Crystal review your coverage today!


Natalie Lamb

Natalie is the newest member of the Toni Ward team. She stays busy helping our State Farm customers and learning new things. It's her friendly smile and voice that greets you. Natalie loves her community, church, and spending time with family.
Layna Ward State Farm Agent Team Member

Layna Ward

Customer Service Representative

Layna is the friendly voice you hear on the phone and the warm smile that greets you when you stop in. She handles billing questions, payments, community involvement and keeps the office running smoothly. Layna has been a team member for over 9 years. She is our beach loving, Italian cooking, family oriented girl that never meets a stranger.